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人行伙金監總局公布 將住宅按揭貸款年期上限延長至40年

Future Wealths
Future Wealths
28 8 月, 2026
One Min Read
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中國人民銀行、國家金融監督管理總局聯合印發《關於改革完善房地產信貸管理 推動加快構建房地產發展新模式的意見》，提出將個人住房貸款期限由最長30年延長至最長40年，給予借貸雙方更大靈活度，具體期限由購房人與商業銀行協商確定。

原文: https://finance.mingpao.com/fin/instantf/20260828/1787917132489/%E4%BA%BA%E8%A1%8C%E4%BC%99%E9%87%91%E7%9B%A3%E7%B8%BD%E5%B1%80%E5%85%AC%E5%B8%83-%E5%B0%87%E4%BD%8F%E5%AE%85%E6%8C%89%E6%8F%AD%E8%B2%B8%E6%AC%BE%E5%B9%B4%E6%9C%9F%E4%B8%8A%E9%99%90%E5%BB%B6%E9%95%B7%E8%87%B340%E5%B9%B4%22%20target=%22blank

Last Update: 28 8 月, 2026

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