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惠譽：香港銀行商業地產信貸質素正在見底改善

Future Wealths
Future Wealths
3 7 月, 2026
One Min Read
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惠譽評級發表報告，預期香港銀行商業房地產（CRE）信貸資產質素惡化在今年下半年有所緩解，由此引起的信貸質素下移已在過去數年大致反映，有助本港銀行在今年的行業展望維持「中性」。由於抵押品處置過程漫長，惠譽預期本港銀行將循序漸進地處置本地商業房地產問題貸款，將令風險敞口最大銀行的信貸成本維持高企。

原文: https://finance.mingpao.com/fin/instantf/20260703/1783065177400/%E6%83%A0%E8%AD%BD-%E9%A6%99%E6%B8%AF%E9%8A%80%E8%A1%8C%E5%95%86%E6%A5%AD%E5%9C%B0%E7%94%A2%E4%BF%A1%E8%B2%B8%E8%B3%AA%E7%B4%A0%E6%AD%A3%E5%9C%A8%E8%A6%8B%E5%BA%95%E6%94%B9%E5%96%84%22%20target=%22blank

Last Update: 3 7 月, 2026

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