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港元定存2026︱3個月定存最高5.88厘 邊間銀行有3厘以上中長期定存？

Future Wealths
Future Wealths
17 7 月, 2026
One Min Read
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美伊戰火重燃，近月中東局勢反覆，加上市場憂慮人工智能（AI）泡沫爆破，環球股市持續波動，分散投資於不同資產，有助減低投資風險，定存為選擇之一。目前市面不乏息率逾2.8厘的港元定存選擇，個別銀行定存優惠的年利率更逾3厘，有助投資者鎖定較高利息收益，同時增加整體投資組合的防守性。

原文: https://finance.mingpao.com/fin/instantf/20260717/1784255854940/%E6%B8%AF%E5%85%83%E5%AE%9A%E5%AD%982026-3%E5%80%8B%E6%9C%88%E5%AE%9A%E5%AD%98%E6%9C%80%E9%AB%985-88%E5%8E%98-%E9%82%8A%E9%96%93%E9%8A%80%E8%A1%8C%E6%9C%893%E5%8E%98%E4%BB%A5%E4%B8%8A%E4%B8%AD%E9%95%B7%E6%9C%9F%E5%AE%9A%E5%AD%98%22%20target=%22blank

Last Update: 17 7 月, 2026

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