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港銀第二季末特定分類貸款比率1.97% 余偉文：因近年進入信貸下行周期

Future Wealths
Future Wealths
13 8 月, 2025
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金管局公布，第二季末的銀行特定分類貸款比率為1.97%，與3月底的1.98%相約，金管局總裁余偉文在網上專欄《匯思》表示，有評論單着眼於銀行特定分類貸款比率屬於比較片面。受到宏觀經濟調整及利率水平等因素影響，香港近幾年進入信貸下行周期，銀行業的特定分類貸款比率自然有所上升。

原文: https://finance.mingpao.com/fin/instantf/20250813/1755084739833/%e6%b8%af%e9%8a%80%e7%ac%ac%e4%ba%8c%e5%ad%a3%e6%9c%ab%e7%89%b9%e5%ae%9a%e5%88%86%e9%a1%9e%e8%b2%b8%e6%ac%be%e6%af%94%e7%8e%871-97-%e4%bd%99%e5%81%89%e6%96%87-%e5%9b%a0%e8%bf%91%e5%b9%b4%e9%80%b2%e5%85%a5%e4%bf%a1%e8%b2%b8%e4%b8%8b%e8%a1%8c%e5%91%a8%e6%9c%9f

Last Update: 13 8 月, 2025

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